LiveWire Network Peer Answers Peer Support Teen Forums Tech Forums College Forums 308 users online 224832 members 323 active today Advertise Here Sign In
TeenCollegeTechPhotos | Quizzes | LiveSecret | Memberlist | Dictionary | News | FAQ
Member Spotlight
o KillER o
Music: rock, hip hop, dance... casi todo!
Mood: Relaxed
You have 1 new message.
Emergency Help
Until you sign up you can't do much. Yes, it's free.

Sign Up Now
Membername:
Password:
Already have an account?
► Invite Friends
► Active Members
► Groups
► Contests
Moderators
0 online / 0 MPM
Fresh Topics
  LiveWire / College Forums / Financial Aid, Scholarships & Internships / Viewing Topic

Creditworthy?
Replies: 10 — Last Post Nov. 20, 2007 11:54am by stu2288
Welcome to LiveWire!
We're Stronger Together. 		Join the Community
Single page for this topic Email Print Favorite
( Another Chance )

Soothsayer 		Reply
So I'll be starting sophomore in college in a couple days. I'm trying to get my money together still. Last year I got a loan and had no problems getting it. This year the fucking bastards won't let me get another one for some fucking reason? Something about me not being creditworthy? What bullshit. I'm a fucking college student in need of money. Anyone see a problem with this picture, or can help explain to me what's going on with this creditworthy bullshit?

Post edited at 10:07 pm on Aug. 29, 2007 by Another Chance

-------
There's no present. There's only the immediate future and the recent past.
 - George Carlin
10:06 pm on Aug. 29, 2007 | Joined: July 2006 | Days Active: 561
Join to learn more about Another Chance Michigan, United States | Straight Male | Posts: 7,108 | Points: 12,576
LiveWire Humor
andrewcool


Enlightened One
Patron 		Reply
How long was your 1st Loan? What type of Interest, and when do you have to start paying? What company? Amount too?

The new loan your trying to get, amount, interest, ect. Plus what company...

-------
Saving the World, One post at a time.

10:08 pm on Aug. 29, 2007 | Joined: Aug. 2004 | Days Active: 719
Join to learn more about andrewcool Connecticut, United States | Straight Male | Posts: 6,397 | Points: 16,293
( Another Chance )

Soothsayer 		Reply
Quote: from andrewcool at 10:08 pm on Aug. 29, 2007
How long was your 1st Loan? What type of Interest, and when do you have to start paying? What company? Amount too?  

The new loan your trying to get, amount, interest, ect. Plus what company...

Well they say my first loan will be deferred on september 6th. It was for 10k. Intrest was fixed on that one, and I'm gonna defer it until I graduate, on sept. 6th.  

The new loan I'm trying to get is for 8k. With the same company. But they won't let me get it this year. And I can't get loans anywhere else either. That's what really sucks. I'm being denied by everyone. WTF!

Post edited at 10:12 pm on Aug. 29, 2007 by Another Chance

-------
There's no present. There's only the immediate future and the recent past.
 - George Carlin
10:11 pm on Aug. 29, 2007 | Joined: July 2006 | Days Active: 561
Join to learn more about Another Chance Michigan, United States | Straight Male | Posts: 7,108 | Points: 12,576
andrewcool


Enlightened One
Patron 		Reply
Quote: from Another Chance at 12:11 am on Aug. 30, 2007
Quote: from andrewcool at 10:08 pm on Aug. 29, 2007
How long was your 1st Loan? What type of Interest, and when do you have to start paying? What company? Amount too?  

The new loan your trying to get, amount, interest, ect. Plus what company...

Well they say my first loan will be deferred on september 6th. It was for 10k. Intrest was fixed on that one, and I'm gonna defer it until I graduate, on sept. 6th.  

The new loan I'm trying to get is for 8k. With the same company. But they won't let me get it this year. And I can't get loans anywhere else either. That's what really sucks. I'm being denied by everyone. WTF!

You can ask Bill Gates, His Foundation, for money for school. He Literally gives it away, is what i am told.

-------
Saving the World, One post at a time.

10:13 pm on Aug. 29, 2007 | Joined: Aug. 2004 | Days Active: 719
Join to learn more about andrewcool Connecticut, United States | Straight Male | Posts: 6,397 | Points: 16,293
KeiraOasis


Enlightened One
Patron 		Reply
it means that you havent paid them back on the dates you were meant to. No credible bank can back you up till you have your debts paid. Try a credit union?

-------
 
10:14 pm on Aug. 29, 2007 | Joined: July 2006 | Days Active: 646
Join to learn more about KeiraOasis Ireland | Transgendered Female | Posts: 8,822 | Points: 15,242
( Another Chance )

Soothsayer 		Reply
Quote: from keiraoasis at 10:14 pm on Aug. 29, 2007
it means that you havent paid them back on the dates you were meant to. No credible bank can back you up till you have your debts paid. Try a credit union?

WAIT A MINUTE! So you mean I have to defer my previous loan first right?!

-------
There's no present. There's only the immediate future and the recent past.
 - George Carlin
10:16 pm on Aug. 29, 2007 | Joined: July 2006 | Days Active: 561
Join to learn more about Another Chance Michigan, United States | Straight Male | Posts: 7,108 | Points: 12,576
KeiraOasis


Enlightened One
Patron 		Reply
it means you HAVE to clear your 10 grand + interest loan before your current bank will even giving you another loan.

HOWEVER if you've been paying your bank back sum by sum steadily and without any fuck ups i dont see where the problem in you getting a second one, it would mean higher charges and proving you could meet these charges with a sustainable source of income.

-------
 

10:24 pm on Aug. 29, 2007 | Joined: July 2006 | Days Active: 646
Join to learn more about KeiraOasis Ireland | Transgendered Female | Posts: 8,822 | Points: 15,242
( Another Chance )

Soothsayer 		Reply
Quote: from keiraoasis at 10:24 pm on Aug. 29, 2007
it means you HAVE to clear your 10 grand + interest loan before your current bank will even giving you another loan.  

HOWEVER if you've been paying your bank back sum by sum steadily and without any fuck ups i dont see where the problem in you getting a second one, it would mean higher charges and proving you could meet these charges with a sustainable source of income.

But dude, I'm not planning on paying the loan company back until after I graduate. I'm gonna defer it. And that's scheduled to happen on sept. 6, coming up. So I think you might be correct, and it makes sense now why I'm getting denied for everything.

-------
There's no present. There's only the immediate future and the recent past.
 - George Carlin
10:27 pm on Aug. 29, 2007 | Joined: July 2006 | Days Active: 561
Join to learn more about Another Chance Michigan, United States | Straight Male | Posts: 7,108 | Points: 12,576
sarah2006


Dairy Product Addict 		Reply
Is the type of loan your'e getting the type that you pay back after graduation?

-------
Thank You
10:34 pm on Aug. 29, 2007 | Joined: Jan. 2007 | Days Active: 147
Join to learn more about sarah2006 Missouri, United States | Straight Female | Posts: 1,540 | Points: 3,075
( Another Chance )

Soothsayer 		Reply
Quote: from sarah2006 at 10:34 pm on Aug. 29, 2007
Is the type of loan your'e getting the type that you pay back after graduation?

I have to defer it every year.

-------
There's no present. There's only the immediate future and the recent past.
 - George Carlin
10:45 pm on Aug. 29, 2007 | Joined: July 2006 | Days Active: 561
Join to learn more about Another Chance Michigan, United States | Straight Male | Posts: 7,108 | Points: 12,576
Post from this position was omitted due to content violations
Single page for this topic Email Print Favorite

Quick Reply

You are signed in as our guest.

Looking for something else?
 

  LiveWire / College Forums / Financial Aid, Scholarships & Internships / Viewing Topic

© 2000-2009 LiveWire Peer Support Network
Custom Web Hosting | Teen Advice | Peer Support