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  LiveWire / Teen Forums / The Serious Forum / Viewing Topic

rent or buy???
Replies: 1Last Post Aug. 12 12:01pm by audrey820
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( silverbullets )


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arrg, i don't even know where to start. my bf and i have been evicted from all 6 places we have lived, now, tonight our current landlord made us aware that our rent is 11 days late. i gave him $200, which is all that i had. which means now i don't have gas money to get to work. we us to get evicted for not paying the rent. but now its because he thinks our dogs smell. we clean often and they are house trained to the point where if they cant hold it, they will go on the laundry room floor which is linoleum. and then we clean it up quickly. my bf and i don't want to stay in this state much longer and he has financial and legal problems. it seems like the only thing we can do to prevent getting evicted again is buy a place. there's a housing assistance program to help with buying, but it would have to be bought in my name cause I'm the only one without credit/ no bad credit.. i know I'm not financially stable to buy a house, nor do i want to stay in the area much longer. i just don't know what to do.

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"Brave is knowing that tomorrow isn't a bright and happy future."

10:39 pm on Aug. 11, 2008 | Joined Mar. 2006 | 236 Days Active
Join to learn more about silverbullets Colorado, United States | Straight Female | 4935 Posts | 7754 Points
audrey820


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Right now you have no credit. If you buy a house, it sounds like you won't be able to make the mortgage payments. Which will result in a foreclosure and killing your credit. So I really don't think that buying a house is in your best interest.

Your landlord sounds like he's being unfair, possibly. When you signed the lease, did it specify if you can have pets? If you're allowed pets, then he can't evict you for having dogs. The most he would be able to do is keep your security deposit when your lease is up. Saying he had to pay to have the place cleaned because of the dogs.

I would try to talk to him and be both mature and polite. Ask him what you can do to ease his worries about the dogs. And if you owe rent, show him that you're working hard and have a plan to pay him back. That may mean finding an additional job for a bit until you get back on your feet. Or if you can't pay the rent, it sounds like you may need to find a place with a cheaper rent until you guys move somewhere new.

You have to think of your future here and buying a place does not sound like it's in your best interest. Sounds like you'll ruin your credit. I would do what you can to stay where you are for now. Then when you're financially able, you can invest in your own home. Owning means they won't evict you, the bank will foreclose on your home instead.

You may have to find a new home for your dogs. I'm a huge animal lover and I know how sad that thought is for you. But right now, you need somewhere to live. Maybe you have a friend or family member that would keep them until you move? That sounds like the best option. Then you can take them back when you're moving somewhere new.

Sorry you've hit such a rough patch and I wish you the best luck. :)

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12:01 pm on Aug. 12, 2008 | Joined Aug. 2004 | 1064 Days Active
Join to learn more about audrey820 Massachusetts, United States | Female | 20533 Posts | 34911 Points
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  LiveWire / Teen Forums / The Serious Forum / Viewing Topic