If you're covered under your parents insurance plan and they randomly decide to drop you from it, what's the situation with any outstanding payments from while you were covered? Are you responsible since htey haven't been paid as of today?

If anyone has any clue, do share. Ill throw points or whatever your way. Seriously. Someone save me $2500.

Post edited at 5:46 pm on Nov. 18, 2008 by greatescape

if so, it's on them to pay it. it's your issue if u can convince them not to make u give THEM the money

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I cant tell you the answer to your question, per se, but if you do end up being screwed over from it, you may be able to save a little bit through school coverage.

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are they still under the plan?

if so, it's on them to pay it. it's your issue if u can convince them not to make u give THEM the money

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Are you sure?

And yeah they're still under the plan.  I've just been convienently dropped.

If the charges came from when you were still covered then yes, you have the right to expect them to be payed off. Again, I recommend talking to legal council. They'd be able to advise you far better then anyone here can. It shouldn't be to hard to find someone who will sit down and talk to you for free.

Post edited at 5:50 pm on Nov. 18, 2008 by sykexl

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Your parents will be responsible since it was their insurance plan. They can try to fight it, but I doubt they would win. If you were still under the age of 18, they would still be responsible for you. Even if you were over the age of 18, they chose to leave you on the insurance plan, which shows an intent to cover your insurance bills. Was there ever an agreement between you and your parents? Did they ever tell you that you were responsible for the bills? If the didn't, they are responsible for them.
Atleast that is what I am pretty sure of, had a friend go through the same thing.

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I'm over 18.  There probably was some agreement at some point but I no longer speak to the policy holder, which is basically why I'm being dropped.

So you're saying any past ones are their issue?  That would be awesome.

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Quote: from TBMP at 7:47 pm on Nov. 18, 2008

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are they still under the plan?  

 if so, it's on them to pay it. it's your issue if u can convince them not to make u give THEM the money

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Are you sure?

And yeah they're still under the plan. I've just been convienently dropped.

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im not sure if ur over 18 but if you're a minor it's completely on them

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you could sue for the money.

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Oh that would be entertaining.........

thanks though.

If you mean whether the insurance covered past cases from when you were covered, then you would still be covered for the time that you were insured. I'd suggest getting in quick though, as many insurance companies have an XX days to claim policy.

If you mean a claim that you had made from before, that's trickier. I imagine it would depend. Since you were a person that was covered, then it makes sense that you are reimbursed accordingly. However, they may have a policy about paying the member, and not those that were covered. I imagine it would vary from company to company, so I'd check with them if possible.

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Also available in sober.

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Quote: from sykexl at 7:49 pm on Nov. 18, 2008

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you could sue for the money.

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Oh that would be entertaining.........

thanks though.

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Livewire is suprisingly helpful tonight.
How exciting.

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You offered points (or whatever). Isn't it always when points (or whatever) are involved? Ok ok, maybe "whatever" doesn't work as well as points.

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