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  LiveWire / College Forums / Applying to College & Transferring / Viewing Topic

overdrafts.
Replies: 6 — Last Post Sep. 8, 2008 5:44am by The Samsoniteman
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( deaths door14 )


Soothsayer
Ad Free 		Reply
i just applied for my student bank account and i didn't get an overdraft because i don't want to go into money i don't have. was this a bad idea?
does everyone use their overdraft?

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4:57 am on Sep. 8, 2008 | Joined: Feb. 2006 | Days Active: 405
Join to learn more about deaths door14 England, United Kingdom | Straight Female | Posts: 4,883 | Points: 11,831
Cawhax

Quality Control Engineer
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Ahh don't get an overdraft, you will be paying it off forever.
4:57 am on Sep. 8, 2008 | Joined: Aug. 2008 | Days Active: 39
Join to learn more about Cawhax Scotland, United Kingdom | Female | Posts: 1,088 | Points: 930
JC


Visionary
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i hav a $1000 overdraft, ive never used it

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4:58 am on Sep. 8, 2008 | Joined: Nov. 2005 | Days Active: 501
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Cruizer


Soothsayer 		Reply
dpends, its a good idea not to, because depending on the terms of the overdraft you may get interest when your in it.

until you have a proper job you shouldnt be spending money that you dont have

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4:58 am on Sep. 8, 2008 | Joined: Oct. 2007 | Days Active: 539
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LEONIDOS

Quality Control Engineer 		Reply
wont matter if you have money in their

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5:01 am on Sep. 8, 2008 | Joined: July 2008 | Days Active: 33
Join to learn more about LEONIDOS England, United Kingdom | Straight Male | Posts: 1,711 | Points: 972
Sins and Demons


Wealthy Hobo 		Reply
Credit blows, if you dont have money for something you probably do not need w.e it is that badly.

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5:08 am on Sep. 8, 2008 | Joined: Dec. 2006 | Days Active: 388
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The Samsoniteman


Dairy Product Addict 		Reply
Getting an overdraft is a pretty bad idea and should be avoided if possible. It would be far better to get your parents or someone similar to be there for you if you suddenly find yourself in a cash crisis.

On the other hand, overdrafts offered by student bank accounts are quite "good", because they sometimes don't charge you interest on borrowing and other plusses, but this depends on the bank.

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5:44 am on Sep. 8, 2008 | Joined: June 2004 | Days Active: 1,188
Join to learn more about The Samsoniteman England, United Kingdom | Straight Male | Posts: 12,969 | Points: 24,423
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