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  LiveWire / Teen Forums / Jobs & Hobbies / Viewing Topic

new job
as a waiter
Replies: 4 — Last Post Oct. 23, 2008 11:32pm by JennyColada
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( NYC4ever )


Dairy Product Addict 		Reply
i got a job as a waiter at an italian restaurant in the bronx and i'll be making $10-15 an hour including tips, with $5.50 being my actual pay.  i want to buy a new car.  how do i apply for a 4 year car loan and what's the most i'll get?  i haven't paid for anything really so my credit isn't bad or good, i haven't even barely used my credit card.  so i'm wondering if anybody's applied making this amount and how much will i expect to receive for a 4 year car loan with about $2k in the bank in my name at this time?

thanks

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obama osama

4:25 pm on Oct. 22, 2008 | Joined: Sep. 2006 | Days Active: 270
Join to learn more about NYC4ever New York, United States | Straight Male | Posts: 2,524 | Points: 5,256
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Rachelw


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save up some of your money for a down payment and get as many hours as you ca  

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4:28 pm on Oct. 22, 2008 | Joined: Oct. 2008 | Days Active: 199
Join to learn more about Rachelw Maine, United States | Straight Female | Posts: 2,133 | Points: 3,977
RIMHfire


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Quote: from Rachelw at 7:28 pm on Oct. 22, 2008
save up some of your money for a down payment and get as many hours as you ca

4:38 pm on Oct. 22, 2008 | Joined: Aug. 2008 | Days Active: 252
Join to learn more about RIMHfire Massachusetts, United States | Bi-curious Female | Posts: 15,638 | Points: 18,783
( NYC4ever )


Dairy Product Addict 		Reply
i got 2 grand.  how much do you need to put down?  on average or something

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obama osama
4:45 pm on Oct. 22, 2008 | Joined: Sep. 2006 | Days Active: 270
Join to learn more about NYC4ever New York, United States | Straight Male | Posts: 2,524 | Points: 5,256
JennyColada


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How large of a loan do you think you'll be needing? That seems like a major question that you didn't answer. 4 years really is not a long time to pay off a car (especially a new car). Aren't most cars paid off in like 10 years? Are you looking to trade in or have someone (a parent) cosign for you? Not having much credit to you doesn't probably put you with a very good credit score, which means your interest will be higher (thus, payments will be higher).

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11:32 pm on Oct. 23, 2008 | Joined: July 2002 | Days Active: 1,857
Join to learn more about JennyColada California, United States | Bi-curious Female | Posts: 58,608 | Points: 100,303
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