I don't know too much about the process, but I do know about the feeling. Before you go through with this, make sure this is what you want. You're much older than I was, but from the time I was 13-18ish, I've always wanted to be male. I had the clothes and the haricut thing down too. However, I accepted it (partly because I really want to have children of my own one day). So, you said you're going to see like a psychiatrist. They will most likely be able to answer your questions. I don't think, by law, that you are required to be on hormones to legally change your name. I mean, people do it all the time, maybe they just don't like their first name... So I don't think there are any restrictions on that.
In terms of binding your chest, I would buy something specifically made for that. I've been there and tried binding it myself with gauze or something of the like, and that will make you dizzy and feel sick within minutes. So if you do want to go about binding your chest, I would look around for something that was made to do that purpose, and not use materials that you may find lying around the house.
Now, I don't know any FTMs personally, so I can't direct you to any of them. However, you should be able to easily find forums on the internet that are for transgenders, or those who are interested in finding out more about it. I would look around, and you'll probably come across one.
In terms of starting hormones, they'll probably have to make sure you're ready. What my MTF friend told me was that there were some risks involved with taking hormones, and that was something you would have to be informed about, and still feel like you want to go through with it (at least that's what I remember).
Again, the steps might go slowly, but what you can do for now is just "appear" male. That's what I was happy with... for about 2 years, people thought I was a guy at first though until they heard me speak, or I had to take off my sweater :P. So since it's summer, it may be harder to wear a sweater, and I don't exactly know your bust size... but a big sweater can usually help do the trick in terms of covering them for now. And haircuts make a HUGE difference.
I wish I could help you out more, I never looked much into the process, because I was always at the stage of trying to decide what I wanted. I wanted so badly to be a male, and even today, I still feel things would have been much better had I been born a male... but I've come to terms with myself, and I've been able to accept my body. Personally, I never had any feelings of changing my genitalia, persay, so I had always considered just getting a breast reduction and the like. But if you want to go through the whole change, do your research. Look into ALL of these things, look into laws, look into waiting periods, look into the processes and the risks. These are all things you can find, and again, if you look around, I'm sure you can find a forums for people that have similar thoughts as you do.
And after all that, decide what you want to do next :). I wish you the best of luck... you're always welcome to talk to me. While I may not be FTM, and I'm not planning on changing, I have had the same thoughts and feelings, and still get that strong urge to change every now and then as well. So at least I can relate, even if just a little :). Best of luck, and I hope it all works out!