Adding Reply Archived Topic: It will not be bumped to the top of the forum. Topic new job Membername   Not a member? Sign Up Free (takes 20 seconds) Password   Forgotten your password? Post Font: Verdana Arial Black Georgia Comic Sans Impact   Size: Tiny Normal Big Huge   Color: Default Dark Red Red Orange Brown Green Olive Cyan Blue Dark Blue Indigo Black [ Check Spelling ] [ Post Preview ] [ LiveTags ] FAQ Keyword Search: Post Options Favorites Manager Notify me of new replies to this topic by email Notify me of new replies to this topic by private message Original Post NYC4ever Posted at 4:25 pm on Oct. 22, 2008 i got a job as a waiter at an italian restaurant in the bronx and i'll be making $10-15 an hour including tips, with $5.50 being my actual pay.  i want to buy a new car.  how do i apply for a 4 year car loan and what's the most i'll get?  i haven't paid for anything really so my credit isn't bad or good, i haven't even barely used my credit card.  so i'm wondering if anybody's applied making this amount and how much will i expect to receive for a 4 year car loan with about $2k in the bank in my name at this time? thanks

Replies JennyColada Posted at 11:32 pm on Oct. 23, 2008 How large of a loan do you think you'll be needing? That seems like a major question that you didn't answer. 4 years really is not a long time to pay off a car (especially a new car). Aren't most cars paid off in like 10 years? Are you looking to trade in or have someone (a parent) cosign for you? Not having much credit to you doesn't probably put you with a very good credit score, which means your interest will be higher (thus, payments will be higher). NYC4ever Posted at 4:45 pm on Oct. 22, 2008 i got 2 grand.  how much do you need to put down?  on average or something RIMHfire Posted at 4:38 pm on Oct. 22, 2008 Quote: from Rachelw at 7:28 pm on Oct. 22, 2008 save up some of your money for a down payment and get as many hours as you ca Rachelw Posted at 4:28 pm on Oct. 22, 2008 save up some of your money for a down payment and get as many hours as you ca   All 4 previous replies displayed.