Adding Reply Archived Topic: It will not be bumped to the top of the forum. Topic I doubt any of you know this...but suprise me. Membername   Not a member? Sign Up Free (takes 20 seconds) Password   Forgotten your password? Post Font: Verdana Arial Black Georgia Comic Sans Impact   Size: Tiny Normal Big Huge   Color: Default Dark Red Red Orange Brown Green Olive Cyan Blue Dark Blue Indigo Black [ Check Spelling ] [ Post Preview ] [ LiveTags ] FAQ Keyword Search: Post Options Favorites Manager Notify me of new replies to this topic by email Notify me of new replies to this topic by private message Original Post greatescape Posted at 5:45 pm on Nov. 18, 2008 Right so I'm assuming that no one here is going to know anything about this but I have no idea where else I'm going to figure this out so....whatever. If you're covered under your parents insurance plan and they randomly decide to drop you from it, what's the situation with any outstanding payments from while you were covered? Are you responsible since htey haven't been paid as of today? If anyone has any clue, do share. Ill throw points or whatever your way. Seriously. Someone save me $2500.

Replies Chiefette Posted at 6:01 pm on Nov. 18, 2008 Quote: from greatescape11 at 8:51 pm on Nov. 18, 2008 Quote: from Glory at 7:48 pm on Nov. 18, 2008 Your parents will be responsible since it was their insurance plan.  They can try to fight it, but I doubt they would win.  If you were still under the age of 18, they would still be responsible for you.  Even if you were over the age of 18, they chose to leave you on the insurance plan, which shows an intent to cover your insurance bills.  Was there ever an agreement between you and your parents?  Did they ever tell you that you were responsible for the bills?  If the didn't, they are responsible for them.      Atleast that is what I am pretty sure of, had a friend go through the same thing. I'm over 18. There probably was some agreement at some point but I no longer speak to the policy holder, which is basically why I'm being dropped. So you're saying any past ones are their issue? That would be awesome. I believe that past ones are their problem. Had they paid for the past ones before these if there were any? x FENRIS x Posted at 5:57 pm on Nov. 18, 2008 Quote: from greatescape11 at 12:55 pm on Nov. 19, 2008 Livewire is suprisingly helpful tonight. How exciting. You offered points (or whatever). Isn't it always when points (or whatever) are involved? Ok ok, maybe "whatever" doesn't work as well as points. greatescape Posted at 5:55 pm on Nov. 18, 2008 Livewire is suprisingly helpful tonight. How exciting. sykexl Posted at 5:53 pm on Nov. 18, 2008 Quote: from greatescape11 at 5:52 pm on Nov. 18, 2008 Quote: from sykexl at 7:49 pm on Nov. 18, 2008 you could sue for the money. Oh that would be entertaining......... thanks though. That's the only way you would possibly be able to get it unless you can actually convince your parents to pay for it, so yeah, it would be quite entertaining...Best of luck. x FENRIS x Posted at 5:52 pm on Nov. 18, 2008 If it was under their name, they are responsible for the payments. If you mean whether the insurance covered past cases from when you were covered, then you would still be covered for the time that you were insured. I'd suggest getting in quick though, as many insurance companies have an XX days to claim policy. If you mean a claim that you had made from before, that's trickier. I imagine it would depend. Since you were a person that was covered, then it makes sense that you are reimbursed accordingly. However, they may have a policy about paying the member, and not those that were covered. I imagine it would vary from company to company, so I'd check with them if possible. greatescape Posted at 5:52 pm on Nov. 18, 2008 Quote: from sykexl at 7:49 pm on Nov. 18, 2008 you could sue for the money. Oh that would be entertaining......... thanks though. TBMP Posted at 5:52 pm on Nov. 18, 2008 Quote: from greatescape11 at 5:48 pm on Nov. 18, 2008 Quote: from TBMP at 7:47 pm on Nov. 18, 2008 are they still under the plan?    if so, it's on them to pay it. it's your issue if u can convince them not to make u give THEM the money Are you sure? And yeah they're still under the plan. I've just been convienently dropped. well how old are you? im not sure if ur over 18 but if you're a minor it's completely on them greatescape Posted at 5:51 pm on Nov. 18, 2008 Quote: from Glory at 7:48 pm on Nov. 18, 2008 Your parents will be responsible since it was their insurance plan. They can try to fight it, but I doubt they would win. If you were still under the age of 18, they would still be responsible for you. Even if you were over the age of 18, they chose to leave you on the insurance plan, which shows an intent to cover your insurance bills. Was there ever an agreement between you and your parents? Did they ever tell you that you were responsible for the bills? If the didn't, they are responsible for them. Atleast that is what I am pretty sure of, had a friend go through the same thing. I'm over 18.  There probably was some agreement at some point but I no longer speak to the policy holder, which is basically why I'm being dropped. So you're saying any past ones are their issue?  That would be awesome. sykexl Posted at 5:49 pm on Nov. 18, 2008 Assuming you are in the US (I don't presume to know anything about foreign legal processes), you could sue for the money. You'd have to ask a lawyer for help in finding legal precedence If the charges came from when you were still covered then yes, you have the right to expect them to be payed off. Again, I recommend talking to legal council. They'd be able to advise you far better then anyone here can. It shouldn't be to hard to find someone who will sit down and talk to you for free. Neodymie Posted at 5:48 pm on Nov. 18, 2008 I'm pretty sure the insurance company will go after the policy holder. So your parents. greatescape Posted at 5:48 pm on Nov. 18, 2008 Quote: from TBMP at 7:47 pm on Nov. 18, 2008 are they still under the plan? if so, it's on them to pay it. it's your issue if u can convince them not to make u give THEM the money Are you sure? And yeah they're still under the plan.  I've just been convienently dropped. Discordany Posted at 5:48 pm on Nov. 18, 2008 Are you in college, and have you opted out of your colleges plan? I cant tell you the answer to your question, per se, but if you do end up being screwed over from it, you may be able to save a little bit through school coverage. Chiefette Posted at 5:48 pm on Nov. 18, 2008 Your parents will be responsible since it was their insurance plan.  They can try to fight it, but I doubt they would win.  If you were still under the age of 18, they would still be responsible for you.  Even if you were over the age of 18, they chose to leave you on the insurance plan, which shows an intent to cover your insurance bills.  Was there ever an agreement between you and your parents?  Did they ever tell you that you were responsible for the bills?  If the didn't, they are responsible for them.   Atleast that is what I am pretty sure of, had a friend go through the same thing. TBMP Posted at 5:47 pm on Nov. 18, 2008 are they still under the plan? if so, it's on them to pay it. it's your issue if u can convince them not to make u give THEM the money DemolitionxXxLover Posted at 5:46 pm on Nov. 18, 2008 If you are in college Most recent 15 of 15 previous replies displayed.