Quoting Post Archived Topic: It will not be bumped to the top of the forum. Topic overdrafts. Membername   Not a member? Sign Up Free (takes 20 seconds) Password   Forgotten your password? Post Font: Verdana Arial Black Georgia Comic Sans Impact   Size: Tiny Normal Big Huge   Color: Default Dark Red Red Orange Brown Green Olive Cyan Blue Dark Blue Indigo Black [ Check Spelling ] [ Post Preview ] [ LiveTags ] Quote: from [m]Cruizer[/m] at 4:58 am on Sep. 8, 2008[quote]dpends, its a good idea not to, because depending on the terms of the overdraft you may get interest when your in it. until you have a proper job you shouldnt be spending money that you dont have[/quote] FAQ Keyword Search: Post Options Favorites Manager Notify me of new replies to this topic by email Notify me of new replies to this topic by private message Original Post deaths door14 Posted at 4:57 am on Sep. 8, 2008 i just applied for my student bank account and i didn't get an overdraft because i don't want to go into money i don't have. was this a bad idea? does everyone use their overdraft?

Replies The Samsoniteman Posted at 5:44 am on Sep. 8, 2008 Getting an overdraft is a pretty bad idea and should be avoided if possible. It would be far better to get your parents or someone similar to be there for you if you suddenly find yourself in a cash crisis. On the other hand, overdrafts offered by student bank accounts are quite "good", because they sometimes don't charge you interest on borrowing and other plusses, but this depends on the bank. Sins and Demons Posted at 5:08 am on Sep. 8, 2008 Credit blows, if you dont have money for something you probably do not need w.e it is that badly. LEONIDOS Posted at 5:01 am on Sep. 8, 2008 wont matter if you have money in their Cruizer Posted at 4:58 am on Sep. 8, 2008 dpends, its a good idea not to, because depending on the terms of the overdraft you may get interest when your in it. until you have a proper job you shouldnt be spending money that you dont have JC Posted at 4:58 am on Sep. 8, 2008 i hav a $1000 overdraft, ive never used it Cawhax Posted at 4:57 am on Sep. 8, 2008 Ahh don't get an overdraft, you will be paying it off forever. All 6 previous replies displayed.