-- Posted by Anonymous at 7:25 am on July 12, 2008 MY college is paid for, except for housing and meal plan. Thats it! Just meal and housing!!! The most expensive part is covered 100%...yet I can't get a single loan to cover housing or meal plan. I have applied for every single loan, and even Sallie mae has even denied me. Well, I can't get a loan on my own, so my mom has to cosign. However I keep get denied! What should I do??? Help! -- Posted by Cunning Stunt at 7:48 am on July 12, 2008 Do you have a bad credit history? -- Posted by bmxboy at 7:49 am on July 12, 2008 just ask your mom to take out the loan for you or ask relatives if they can give / lend you some money to get you through!! -- Posted by Anonymous at 8:10 am on July 12, 2008 I have no credit history, thats why my mom cosign's. My mom will not take out a loan by herself. -- Posted by campusvitals at 7:45 am on Aug. 29, 2008 How much do you anticpate you will need for housing and meals per year?