-- Posted by lovlee at 12:13 pm on July 21, 2008 let's say by the time I graduate college, I'm $60,000 in debt. If I started off with a $30,000/yr job, realistically, how long would it take for me to pay off my debt? -- Posted by Dont Notice Me at 12:14 pm on July 21, 2008 it depends on what you're doing with the rest of your money......but i'll say 5 years -- Posted by jennay at 12:17 pm on July 21, 2008 shit thats a low amount to be making -- Posted by Koopsey at 8:42 pm on July 26, 2008 30k per year is about 2500 per month. If you paid $100 per month, it would take 50 years to pay it off. Honestly, I don't think you can pay much more than 100 bucks per month. 2500 per month is kind of low no matter where you live.