-- Posted by YourDream at 8:56 pm on May 2, 2009 Now i got the awards from the univiversity ,but they gave me work study and loans. Lets say i accept them but i get a scholarship to cover up the money for those awards later. Do i still need to use them since i accepted them? or can i tell them there's no need for them? -- Posted by Hi Carie at 8:56 pm on May 2, 2009 You can send it back if you dont need it. -- Posted by death2fairytales at 8:57 pm on May 2, 2009 yes you don't have to accept any money *especially loans -- Posted by kaelabear123 at 8:58 pm on May 2, 2009 i take fanancial lit. -- Posted by Just Waiting Here at 8:59 pm on May 2, 2009 Well, the way I did it was this... I can take up the work study at any time that I want... and as for the loans, I took those later in the year when I realized that I needed them.  You don't have to accept them right off. That's how I did mine anyway... -- Posted by YourDream at 9:03 pm on May 2, 2009 Quote: from Just Waiting Here at 8:59 pm on May 2, 2009 Well, the way I did it was this... I can take up the work study at any time that I want... and as for the loans, I took those later in the year when I realized that I needed them. You don't have to accept them right off. That's how I did mine anyway... What if you think you might need them because you might not get extra money to pay it off, but in the last minute you do get the money, and you don't need them anymore. Can you just not use them? or will you need to use them? -- Posted by Just Waiting Here at 9:09 pm on May 2, 2009 Quote: from YourDream at 9:03 pm on May 2, 2009 Quote: from Just Waiting Here at 8:59 pm on May 2, 2009 Well, the way I did it was this... I can take up the work study at any time that I want... and as for the loans, I took those later in the year when I realized that I needed them.  You don't have to accept them right off.    That's how I did mine anyway... What if you think you might need them because you might not get extra money to pay it off, but in the last minute you do get the money, and you don't need them anymore.   Can you just not use them? or will you need to use them? It's always best to talk to the people in charge of financial aid, and they'll be able to ask you you questions.  The thing with work study is that you'll need to work to receive it... Mine is accepted, but it's at zero, since I don't have a job that gives work study. In terms of loans, usually it depends on the loans.  If you take out the loan, then it will be like paying it back early if you decide not to take it... for me, as soon as I took my loans, it went through in full right to my tuition.  However, those loans do not charge a fee if you pay it back earlier than you have (some loans will charge you if you pay them back early because they lose out on interest). I think you can go through the counselling and not accept the loans yet.  I accepted my loans about 4 months into the semester, I believe...? But really, I'm not sure, I'm pretty new at this myself.  I would definitely consider talking to the financial aid department at school, they'll probably be able to answer all your questions, and how you can go about dealing with it and not having to deal with hassles. -- Posted by samearths at 3:19 am on May 8, 2009 I think you may want to see a financial aid counselor to discuss how, if at all, that non-Work-Study money might affect your next year's financial aid package. One of the advantages of Work-Study is the earnings are not counted as additional income on your FAFSA.