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Printable Version of Topic "I'm a little short on money"

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-- Posted by EarthEmpire at 12:46 pm on May 11, 2009

So, my University increased tuition costs for next year and that threw me (and my plans) off. I will be short by about $150 when I have to pay in the fall(thus I can't take the 6 courses I wanted to take). I have a job right now, but it's salary based, so I can't get extra hours or anything.

My options essentially are:
1. Get a second job. I have a math course in the evenings though (6-9) so it'd probably take up the weekend or something.
2. Take 5 courses first semester and just overload my second semester.
3. Get a student loan for like $200 (I want to keep debt to a minimum).
4. Ask parents for that amount. They haven't paid anything for my education, so maybe they won't mind?

What do you think? Do you have any other ideas?


-- Posted by Kassieg616 at 12:46 pm on May 11, 2009

parents.


-- Posted by babecakes at 12:47 pm on May 11, 2009

get a second job, and take less courses.


-- Posted by emzily at 12:48 pm on May 11, 2009

i'd ask parents before anything!


-- Posted by JTHM at 12:50 pm on May 11, 2009

I would suggest you try to ask your parents. $150 isn't a really large amount to ask for, especially if they've put no money towards your education thus far.

If you are unable to convince them to help you with the cost, I'd go for the student loan. The other options risk being a detriment to both your mental health (lack of rest, increased stress, etc.) and your grades, so it's best to avoid them if you can. A loan so small really shouldn't hold you back too much, and once you can afford it, it's gone, whereas too much coursework will both exhaust you and make you miserable.

Good luck with it. :)


-- Posted by Sqi 8000 at 12:51 pm on May 11, 2009

well parents are meant to support you, and seeing as they've not helped i'm sure they'll be fine if you borrow/have a bit of cash of them, if not.. thats really harsh..

next one would probably be just a small student loan.


-- Posted by whrocky5092 at 11:26 am on June 2, 2009

totally ask the big Ps. 150 bux isn't a major amount that could bring up issues well hopefully not. So i would ask the parents or u culd make a deal with them to pay it back im sure they will help u tho


-- Posted by titan79 at 5:05 pm on June 5, 2009

my 2 cents:

For an amount that small I know my parents would help me out, but I understand not all parents are the same financially and ideologically.

My next answer would be take out a student loan, but pay it off as soon as you get the money, make the biggest payments you can to avoid high interest!

Choosing less courses is alright, I would not choose that because your not avoiding paying, just putting it off because you have to pay for it in the second semester anyways.

And then there is a second job. I would choose this one as a last resort, if you take a second job you will have less "me" time. That could cause plenty of stress which is good in small doses but college is stressful enough!


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