-- Posted by Another Chance at 10:06 pm on Aug. 29, 2007 So I'll be starting sophomore in college in a couple days. I'm trying to get my money together still. Last year I got a loan and had no problems getting it. This year the fucking bastards won't let me get another one for some fucking reason? Something about me not being creditworthy? What bullshit. I'm a fucking college student in need of money. Anyone see a problem with this picture, or can help explain to me what's going on with this creditworthy bullshit? -- Posted by andrewcool at 10:08 pm on Aug. 29, 2007 How long was your 1st Loan? What type of Interest, and when do you have to start paying? What company? Amount too? The new loan your trying to get, amount, interest, ect. Plus what company... -- Posted by Another Chance at 10:11 pm on Aug. 29, 2007 Quote: from andrewcool at 10:08 pm on Aug. 29, 2007 How long was your 1st Loan? What type of Interest, and when do you have to start paying? What company? Amount too?   The new loan your trying to get, amount, interest, ect. Plus what company... Well they say my first loan will be deferred on september 6th. It was for 10k. Intrest was fixed on that one, and I'm gonna defer it until I graduate, on sept. 6th.   The new loan I'm trying to get is for 8k. With the same company. But they won't let me get it this year. And I can't get loans anywhere else either. That's what really sucks. I'm being denied by everyone. WTF! -- Posted by andrewcool at 10:13 pm on Aug. 29, 2007 Quote: from Another Chance at 12:11 am on Aug. 30, 2007 Quote: from andrewcool at 10:08 pm on Aug. 29, 2007 How long was your 1st Loan? What type of Interest, and when do you have to start paying? What company? Amount too?   The new loan your trying to get, amount, interest, ect. Plus what company... Well they say my first loan will be deferred on september 6th. It was for 10k. Intrest was fixed on that one, and I'm gonna defer it until I graduate, on sept. 6th.   The new loan I'm trying to get is for 8k. With the same company. But they won't let me get it this year. And I can't get loans anywhere else either. That's what really sucks. I'm being denied by everyone. WTF! You can ask Bill Gates, His Foundation, for money for school. He Literally gives it away, is what i am told. -- Posted by KeiraOasis at 10:14 pm on Aug. 29, 2007 it means that you havent paid them back on the dates you were meant to. No credible bank can back you up till you have your debts paid. Try a credit union? -- Posted by Another Chance at 10:16 pm on Aug. 29, 2007 Quote: from keiraoasis at 10:14 pm on Aug. 29, 2007 it means that you havent paid them back on the dates you were meant to. No credible bank can back you up till you have your debts paid. Try a credit union? WAIT A MINUTE! So you mean I have to defer my previous loan first right?! -- Posted by KeiraOasis at 10:24 pm on Aug. 29, 2007 it means you HAVE to clear your 10 grand + interest loan before your current bank will even giving you another loan. HOWEVER if you've been paying your bank back sum by sum steadily and without any fuck ups i dont see where the problem in you getting a second one, it would mean higher charges and proving you could meet these charges with a sustainable source of income. -- Posted by Another Chance at 10:27 pm on Aug. 29, 2007 Quote: from keiraoasis at 10:24 pm on Aug. 29, 2007 it means you HAVE to clear your 10 grand + interest loan before your current bank will even giving you another loan.   HOWEVER if you've been paying your bank back sum by sum steadily and without any fuck ups i dont see where the problem in you getting a second one, it would mean higher charges and proving you could meet these charges with a sustainable source of income. But dude, I'm not planning on paying the loan company back until after I graduate. I'm gonna defer it. And that's scheduled to happen on sept. 6, coming up. So I think you might be correct, and it makes sense now why I'm getting denied for everything. -- Posted by sarah2006 at 10:34 pm on Aug. 29, 2007 Is the type of loan your'e getting the type that you pay back after graduation? -- Posted by Another Chance at 10:45 pm on Aug. 29, 2007 Quote: from sarah2006 at 10:34 pm on Aug. 29, 2007 Is the type of loan your'e getting the type that you pay back after graduation? I have to defer it every year.